Now that you’ve chosen to implement the an investment strategy, it is important to think about how to allocate your investments. Asset allocation portfolios may provide a risk-based asset allocation solution for you. Consider a mutual fund custodial account designed for your retirement assets. It works similar to the retirement plan you may already be familiar with using – you pick appropriate fund choices from a predetermined list of options and see the potential progress of your investments on your quarterly statements or by going online. With many individual investment options to select from, you can pick the investments that make the most sense for you. With an open architecture platform, you will gain access to well-known fund managers and be able to invest across mutual fund families. This allows you to potentially benefit from each fund manager’s individual strengths. And if you choose to change your investment option decisions down the road, there is no charge for transactions, even between fund families. This tool helps us to identify your risk tolerance, so that we can create an investment program tailored to your needs.